Supplemental Claims
We manage new claims from start to finish—handling every detail so you don’t have to.
Types of Claims
What Is a Supplemental Claim?
A supplemental claim is a follow-up request to your insurance company for additional funds after your original claim has been paid or closed. It’s used when the initial settlement didn’t fully cover your loss—often because damage was hidden, underestimated, or discovered during repairs.
If your contractor uncovered additional damage, repair costs exceeded the insurer’s estimate, or new issues appeared after your claim was settled, you may be entitled to more. Allegiant Public Adjusters reopens and re-documents your claim to recover what you’re still owed.
When to File
When You May Need a Supplemental Claim
- Hidden damage discovered during repairs—mold behind drywall, structural issues, or compromised wiring
- Repair costs that exceeded the insurer’s original estimate
- Additional living expenses that ran longer than expected
- Code upgrades required during rebuilding
- Items or areas overlooked in the first inspection
- Price increases for materials or labor since the original claim
How We Help
How Allegiant Handles Your Supplemental Claim
- Review your original claim, estimate, and settlement
- Conduct a fresh, detailed inspection to document overlooked or new damage
- Prepare a supplemental estimate backed by photos, reports, and expert evidence
- Negotiate directly with your insurer for the additional payment you’re owed
Time matters. In Florida, policyholders generally have up to three years from the date of loss to file a supplemental claim—but deadlines vary by policy, so don’t wait.
Your Claim, Our Commitment.
Ready to Fight for Policy Owners
You pay for protection. Don’t settle for less than you deserve.