Residential Claims
Your home is more than just a building—it’s where your life happens. We protect it like it’s our own.
Residential Claims
Why You Need a Public Adjuster
Homeowners often assume their insurance company will automatically act in their best interests after a loss. Unfortunately, that’s not always the case—insurers are businesses, and their goal is often to minimize payouts, not to fully cover your loss.
A licensed public adjuster works exclusively for you, not the insurance company. We handle everything from policy analysis and property inspections to negotiations and final settlements—ensuring your claim is fully documented, fairly presented, and aggressively pursued.
- Thorough documentation of all damage
- Accurate valuations for repair and replacement
- Strategic negotiation to maximize your settlement
- Transparent communication at every stage
- No upfront fees—we only get paid when you do
Every Step of the Way
With You Through Every Step of Your Claim
How Allegiant stands with residential policyholders from the first call to the final settlement.
What We Handle
Types of Residential Claims We Handle
Fire & Smoke Damage
Fires cause catastrophic damage, both seen and unseen. Beyond structural loss, smoke infiltrates walls, insulation, ductwork, and belongings. We fully assess both and work with trusted experts to build a strong claim.
Water & Flood Damage
Water damage from storms, burst pipes, backups, or appliance failures—and flood claims involving NFIP coverage—are complex. We document intrusion properly, find hidden damage, and fight for full cleanup, repairs, and mold remediation.
Wind & Storm Damage
High winds, hurricanes, and severe storms wreak havoc on roofs, windows, and exterior structures. Our inspections are detailed and technology-driven, using 3D LiDAR and Matterport® scanning so nothing is missed.
Hail & Roof Damage
Hail damage is often subtle but serious, compromising roofing, siding, gutters, and window seals. We thoroughly inspect, document, and work to ensure repairs or full roof replacements are properly covered.
Mold Damage
Mold is both a health hazard and a major repair issue—and insurers are quick to minimize it. We document growth extensively, link it to covered water events, and advocate for full remediation costs.
Sinkholes & Foundation
In areas prone to geological shifts, sinkholes and foundation damage threaten your home’s stability. We coordinate the necessary geological inspections and ensure your insurer addresses these costly repairs.
Vandalism & Theft
When your home is vandalized or burglarized, insurance shouldn’t add to the burden. We provide detailed inventories, photo documentation, and value assessments so you receive fair compensation for all losses.
How It Works
Our Residential Claims Process
- Free Consultation — We review your policy, discuss your situation, and set clear expectations with complete transparency.
- Comprehensive Inspection — Using 3D LiDAR, Matterport®, and hands-on inspection, we document every detail of your loss.
- Claim Preparation & Submission — We handle all paperwork—damage reports, cost estimates, documentation—so it’s filed correctly the first time.
- Negotiation & Advocacy — We negotiate aggressively using solid evidence and expert analysis.
- Settlement & Resolution — We secure a prompt, fair settlement and aren’t done until you have the funds you need.
Technology
Technology That Sets Us Apart
3D LiDAR Scanning
Our 3D LiDAR scanners capture every aspect of your home with millimeter accuracy, providing undeniable visual evidence of damage.
Matterport® Virtual Tours
We create immersive 3D walkthroughs so adjusters and attorneys can see the full extent of the damage without stepping onsite—reducing disputes and improving outcomes.
What You Can Claim
You May Be Owed More Than You Think
- Structural Repairs — walls, roof, windows, siding, flooring
- Personal Property — furniture, appliances, electronics, clothing
- Loss of Use — temporary housing and additional living expenses
- Mold Remediation and Water Mitigation
- Code Upgrades required by local building ordinances
Your Claim, Our Commitment.
Ready to Fight for Policy Owners
You pay for protection. Don’t settle for less than you deserve.